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Review of cash loans – spring 2018

 

In the spring, there is a lot of interest in loans and cash loans from banks. It results, among others, from the renovation plans of many Poles.

Another issue is the financial needs for May trips and the first communion season. For people who want to finance, for example, a spring renovation or departure with the help of the bank, we decided to compare small cash loans with a short repayment period. We have turned our attention to loans based on simple credit principles

Fast Express new loan offer is very interesting

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People looking for a small spring loan with simple rules should consider the suggestions in the table below. This statement includes cash loans, which, apart from the lack of “hooks”, are also distinguished by low cost and good opinion of our readers. On the recommendation of Good Finance the following products:

This is due to two issues. First of all, the Good Finance Loan is a new offer on the market. Secondly, the said loan has the lowest installment for a person borrowing USD 10,000 per 24 months.

The installment of such an example Good Finance Loan will be USD 470. In the case of other offers, the monthly payment fluctuates around 489 USD – 498 USD.

People interested in the Fast Express Loan should know that this product stands out with its low commission rate (5.99%) and interest rate (5.99%). Such preferential conditions apply to loans of up to USD 15,000 and a repayment period of no more than 24 months.

You also need to know that the promotional Transparent Credit is available in Fast Express only until the end of April 2018. Applying for the loan, it’s easy and safe to start online. 

Selected cash loans in the amount of USD 10,000 for 24 months (March 2018)

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Detailed data on the above cash loans:
1. Fast Express  – a loan with a variable interest rate. Loan amount up to USD 15,000. Repayment period up to 24 months.
Promotional rates of commission (5.99%) and interest rate (5.99%) apply to loans for a period of up to 24 months with a value not exceeding USD 15,000. The promotional offer is valid until the end of April 2018. Loan insurance is not compulsory.
2. Honest Bank – loan amount from USD 1,000 to USD 160,000. Loan period from 3 months to 96 months.
In the case of a repayment period not exceeding 36 months, a fixed interest rate applies. A preparation commission for the person who submitted the application online (for a loan without insurance) was included. Loan insurance is not compulsory.
3. Good Credit Bank – a loan with a fixed interest rate. Loan amount up to USD 35,000 (new bank customers) or up to USD 50,000 (current bank customers). The minimum loan amount is 5000 USD (current bank customers) and 6000 USD (new bank customers).

Repayment period up to 60 months.

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Loan available via the Internet (up to USD 15,000 for new customers and up to USD 25,000 for existing bank customers). The bank declares that it can withdraw the loan within 24 hours. Credit insurance is not compulsory.

Lack of required insurance encourages borrowing …

Referring to the simple rules for the loans presented, it is worth mentioning that these banking products are not associated with compulsory insurance. The result is greater transparency of the offer.

There is no additional cost of the insurance premium that needs to be compared with the preferences offered by the bank (e.g. lower interest or commission rate). A customer who takes out a cash loan without insurance also does not need to analyze the terms of the policy.

There is no compulsory insurance policy for each of the loan offers presented (including the Przekorzystyczna Loan), there is definitely good news. People who prefer cash loans without compulsory insurance have reason to be satisfied, as more and more such products appear on the market.

Due to the requirements imposed by the Polish Financial Supervision Authority (under the so-called U Recommendation), banks now prefer to borrow money without additional policies.

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