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Apply for your entrepreneur loan have the right contractual partner and the optimal financial institution

Nowadays, it is no longer a major hurdle to make larger investments than companies. However, it is important to have the right contractual partner and the optimal financial institution on your side. And this is exactly where we from Lender Bank come into play. What sounds easy in theory is correspondingly difficult to implement in practice. Especially for newly founded companies, it is not easy to find a financial institution that grants loans and credits. With us from Lender Bank you will find different loan offers with the desired loan amount from different banks, which you can now compare with one another at your leisure.

Apply for your entrepreneur loan now

Apply for your entrepreneur loan now

Free credit request With a net loan of $ 4,000 and a loan of 72 months, 2/3 of the new customers receive in advance. an eff. Interest rate pa of 7.9% or less (born debit rate 6.45% pa) Important: In your own interest, please do not make any further credit inquiries, as multiple inquiries (also from other providers) can lead to irritation and the blocking periods can be imposed by the banks in question.f

A special form of loan is the loan for entrepreneurs, which can be drawn on with the desired loan amount. It is awarded from a special point of view and therefore requires a corresponding examination. What exactly an entrepreneur loan is and who is entitled to this form of financing is described below.

Entrepreneur credit at Lender Bank

  • Loan contract drawn up by the professional on the situation
  • Free inquiry and processing with social responsibility
  • No additional contracts like family insurance, credit card etc.
  • Early repayment possible at any time
  • Real-time info SMS, and real-time customer area
  • Express payment by Postident online from Deutsche Post

What is an entrepreneur loan? A question that many founders ask themselves. Because the loan is designed for them. A loan for entrepreneurs is a special form of investment or investment that should be the basis for start-ups and the self-employed. To get such a loan, however, you need to know the many aspects of lending. Such a model is checked individually, because the credit amount, which can now be granted, is also based on this. The legal form of the company plays an equally important role in the granting of entrepreneur credit.

The loan for entrepreneurs: the perfect basis for start-ups?

The loan for entrepreneurs: the perfect basis for start-ups?

 

The loan for entrepreneurs has a number of special features that are specific to company founders and are therefore also referred to as investment loans. Banks sometimes specialize in this target group and offer the entrepreneur very simple and easy-to-understand conditions. This includes special repayments, complete repayment of the loan amount or the reduction of partial payments.

In addition, you can flexibly adjust the rates at some banks, which means that the entrepreneur can fully concentrate on his company.

Advantages and disadvantages of an entrepreneur loan

Advantages and disadvantages of an entrepreneur loan

A loan for entrepreneurs can turn out to be worthwhile from various points of view. The loan gives entrepreneurs the opportunity to receive a financial subsidy that supports or covers the initial period until sales increase. This enables the entrepreneur to make the first investments to build a company. It must be emphasized that the entrepreneur can access the loan immediately as soon as he has received the approval from the bank.

Advantages:

  • Fast use of the full loan amount
  • Individual use of the loan amount
  • Particularly suitable for start-ups
  • Can be used excellently for initial investments
  • Flexibility when starting a company

Of course, there are not only advantages to the entrepreneur loan, there are also restrictions. Many of the self-employed would now see a very special disadvantage, which can however be coped with. The disadvantage of an entrepreneur loan is that the award criteria are very extensive and strict. The reason for this strictness is simply explained. The entrepreneur or self-employed person usually only has a fluctuating income at the beginning, which means that every bank takes a high risk. To get such a loan, not only must the entrepreneur’s conviction be present, but also the business plan and the remaining documents.

Disadvantage:

  • Strict award criteria
  • Not every self-employed person gets the loan

What should you pay attention to if the entrepreneur loan is to help you

What should you pay attention to if the entrepreneur loan is to help you

If you want to found a company and be your own boss, then the Lender Bank entrepreneur loan is exactly what you need. Of course, for most banks you have to meet some requirements to get a loan. It is therefore always important to know which requirements have to be met for the working capital loan. These include the following:

  • You need to be of legal age to get financing.
  • You must be able to prove that you have your own company.
  • You can be a manager or owner to get the loan.
  • Banks want a company headquarters in Germany.
  • The intended use must be clear (equipment or similar).
  • The Credit Bureau must fit and therefore be in the green and positive.

If these criteria are met, you as an entrepreneur can apply for an entrepreneur loan from a bank. The Credit Bureau is of course queried by the bank and should therefore be evaluated positively. You can check yourself what your Credit Bureau looks like in advance and have any outdated incidents deleted as long as they are completely settled. Since the Schuf information is very important for many banks, you should urgently take care of it before the entrepreneur loan is rejected. Incidentally, the request for a credit with Lender Bank is not entered in Credit Bureau, so that it will have no negative effects.

Entrepreneur loan at Lender Bank: the repayment and the interest rates

Entrepreneur loan at Lender Bank: the repayment and the interest rates

When it comes to entrepreneur credit, as a young company you also have to deal with the topic of repayment and interest rates. It does not matter whether the entrepreneur loan is used for operating resources or for other purchases. Repayment must always be discussed before the loan is taken out. The terms of an entrepreneur loan always depend on the amount of the investment. So that means the higher the sum, the longer the term. The interest rate can be very different for a loan for entrepreneurs. It is therefore not possible to describe it at this moment, as these always vary and also vary depending on the bank.

The universal loan for start-ups as an alternative

The universal loan for start-ups as an alternative

Those who cannot make friends with the entrepreneur loan can of course also ask the Best Bank or take a look around at Lender Bank and obtain other offers. This offers the universal loan for start-ups, which is not tied to a specific purchase. A good alternative if the entrepreneur loan might not work. But even in this case, bank advice for the loan makes sense. With this loan, Best Bank wants to try to further expand medium-sized companies.

The entrepreneur loan is always a first step into the free market economy for self-employed people and start-ups and with a good buffer. Employee payments can also be secured. Many companies also use such a company loan for expensive purchases or to ensure that they stay afloat for a certain number of months.

 

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